24/7 roadside assistance
Agency repairs
Driver and passengers cover
No claims discount
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1,600 strong network
Choice of plans
Worldwide coverage
Home country treatment
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Job loss income protection
Savings and Investment plans
Family security
Children's education continuity
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Personal Accident

Protection against:
Permanent Total Disablement
Permanent Partial Disablement
Accidental Death
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Rent loss protection
Alternative accommodation
Personal belongings cover
Tenant liability protection
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Emergency medical expenses
Dental coverage
Travel delays, loss of baggage
Legal assistance
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Damage and loss to boat/yacht
Third-party liability
Crew and passengers cover
Personal contents protection
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Have a claim?
Get it done in 3 simple steps.

Apply for a loan


Inform / Report your claim


Upload documents
Check documents required
Call for help


Get settlement in 72 hours*
Sit back and relax
Submit online
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Do you have a question?

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Our Promise

Watania has been at the forefront of the Takaful sector in the region, with a vision to protect and support the progress of our nation. Together, with Noor Takaful, we are stronger in our resolve to become the largest and leading Takaful provider in the UAE with an aspiration to grow and expand further.

Ali Saeed Sultan Bin Harmel Al Dhaheri

Our Customers

3000+ businesses around the world trust us to keep their money safe.

With Banksy, you never have to worry about unpaid bills and skipping coffees to save money. We help you plan ahead so you can achieve your goals--and celebrate them!

Get instant notifications the second you pay.

Know where you stand and save more every step of the way. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast!

Cards that work all across the world.
No ATM fees. No minimum balance. No overdrafts.

Don't let your funds sit idle- invest with ease.

Let your money make you money through super-safe U.S. Government securities and money market funds. Put that extra cash to use without putting it at risk with Banksy.


Power up your business with a full-stack online bank account that fits your needs.

Checking Account

Make your money work as hard as you do. Get cash back and no maintenance fees with an account that benefits your bottom line.

Savings Account

Earn 10X higher interest than the National Average on your savings. Pave the road for the future of your business.

Business Account

Create an FDIC-insured bank account with API access, virtual cards, team management and more.
Mobile app

A bank that goes where you go.

Get your money moving with our simple to use, accessible mobile app. As good as a bank branch within your phone!

Credit cards

Boost your savings with the right credit card.

All your needs covered with a full range of credit and debit cards .

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get  started now

What you say about us

Customer Story

Cannot recommend Banksy enough!

"I highly appreciate their help and support in finding the right car insurance. They didn't push me to buy products, instead offered to help me find the right insurance I need."
Customer Story

Cannot recommend Banksy enough!

"Delightful claims experience. They got my car evaluated very quickly, arranged for alternative transportation & continuously kept me in the loop till my car was fixed."
Business Executive
banking service

Latest insights from Watania

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Happy to help

We have just completed a merger, and also refreshed our brand identity. Here are some answers for common questions. If you can't find an answer to your question, just email us and we will get back to you at the earliest.
You changed your logo?

Yes, you noticed? Watania merged with Dar Al Takaful to create UAE's largest Takaful services provider. In the process, we have merged Watania and Noor Takaful. The new brand of Watania is a reflection of the combined new entity.

Will my insurance coverage be affected?

No, there will be no impact to your insurance coverage due to the change in logo of Watania. For Noor Takaful customers, all policy covers and related documents will remain valid until expiry or termination as per the standard terms and conditions.

Will claims process remain the same?

Noor Takaful customers can now submit their claims at

I am a partner. Does this change anything for us?

If you have used Watania or Noor Takaful logos in your communications, they need to be changed to the new logo of Watania Takaful. Pls email to receive our new logo in a format you require. For any support, please contact your Relationship Manager at Watania.

What is Takaful?

Takaful is a type of  insurance wherein members contribute money into a pool system to guarantee each other against loss or damage. It is based on Islamic religious law, which explains how individuals are responsible to cooperate and protect one another. Takaful policies cover health, life, and general insurance needs.

How is Takaful different?

Products: Insurance policies and takaful cover the same range of products including house, car, life, personal accident, medical and more. Takaful plans may extend to include Islamic obligations such as travel and medical coverage for Hajj and Umrah.

Cost: Does not differ greatly between Insurance and takaful. There may be some slight differences in additional coverage.

Eligibility. Anyone can avail a takaful plan depending on their personal choice.

More answers