PERSONAL TAKAFUL

One of the leading Takaful providers in the UAE

Watania, same commitment. Truly national footprint with full service offices to assist you.Watania, same commitment. Truly National footprint with full-service offices to assist you.
OFFERINGS

Personal Takaful Products

Motor

• 24/7 roadside assistance
• Agency repairs
• Driver and passengers cover
• No claims discount

Medical

• 1,600 strong network
• Choice of plans
• Worldwide coverage
• Home country treatment

Family

• Job loss income protection
• Savings and Investment plans
• Family security
• Children's education continuity

Personal Accident

• Protection against:
• Permanent Total Disablement
• Permanent Partial Disablement
• Accidental Death

Home

• Rent loss protection
• Alternative accommodation
• Personal belongings cover
• Tenant liability protection

Travel

• Emergency medical expenses
• Dental coverage
• Travel delays, loss of baggage
• Legal assistance

Marine

• Damage and loss to boat/yacht
• Third-party liability
• Crew and passengers cover
• Personal contents protection
Partnerships and Offers

Promotions

Home Takaful - Get XX% off
Motor Takaful - X% on XXX
Travel Takaful - X% on XXX
Domestic Worker Health Takaful - X% on XXX
Motor Takaful - X% on XXX
Motor Takaful - X% on XXX
Marine Takaful - X% on XXX

German Expert

Motor Takaful - X% on XXX

Esaad

Motor Takaful - X% on XXX
Marine Takaful - X% on XXX
loans
claims

Have a claim?
Get it done in 3 simple steps.

Apply for a loan

Step 1

Submit your claim

Step 2

Upload documents

Step 3

Get Settlement

#SettleFaster

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Do you have a question?

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Our Promise

Watania has been at the forefront of the Takaful sector in the region, with a vision to protect and support the progress of our nation. Together, with Noor Takaful, we are stronger in our resolve to become the largest and leading Takaful provider in the UAE with an aspiration to grow and expand further.

Ali Saeed Sultan Bin Harmel Al Dhaheri

Chairman
Our Customers

3000+ businesses around the world trust us to keep their money safe.

With Banksy, you never have to worry about unpaid bills and skipping coffees to save money. We help you plan ahead so you can achieve your goals--and celebrate them!
SMART BANKING

Get instant notifications the second you pay.

Know where you stand and save more every step of the way. Set budgets for things like groceries and going out, and get warnings if you’re spending too fast!

Cards that work all across the world.
No ATM fees. No minimum balance. No overdrafts.
SAFE INVESTMENTS

Don't let your funds sit idle- invest with ease.

Let your money make you money through super-safe U.S. Government securities and money market funds. Put that extra cash to use without putting it at risk with Banksy.

services

Power up your business with a full-stack online bank account that fits your needs.

Checking Account

Make your money work as hard as you do. Get cash back and no maintenance fees with an account that benefits your bottom line.

Savings Account

Earn 10X higher interest than the National Average on your savings. Pave the road for the future of your business.

Business Account

Create an FDIC-insured bank account with API access, virtual cards, team management and more.
Mobile app

A bank that goes where you go.

Get your money moving with our simple to use, accessible mobile app. As good as a bank branch within your phone!

Credit cards

Boost your savings with the right credit card.

All your needs covered with a full range of credit and debit cards .

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get  started now


What you say about us

Customer Story

Cannot recommend Banksy enough!

"I highly appreciate their help and support in finding the right car insurance. They didn't push me to buy products, instead offered to help me find the right insurance I need."
Ayesha
Entrepreneur
Customer Story

Cannot recommend Banksy enough!

"Delightful claims experience. They got my car evaluated very quickly, arranged for alternative transportation & continuously kept me in the loop till my car was fixed."
George
Business Executive
BLOGS
banking service

Latest insights from Watania

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Questions
faqs

Happy to help

Change of name from Dar Al Takaful to Watania Holdings International PJSC
Why are you changing the holding company name?

Post the merger between Dar Al Takaful and National Takaful Company (Watania) we undertook a strategic brand architecture review to bring all business lines under a single moniker with a unified brand identity. This included a market analysis supplemented by a study of the stakeholders’ perceptions of the name options as well as brand identity and purpose. The new logo is rooted in the culture, heritage, and purpose of both merged companies and combines Watania’s styled typography and Noor’s infinity symbol

Why are you now structured as an investment holding company?

We believe the Takaful industry provides lucrative future growth opportunities across its supply chain. Therefore, we have structured the holding company as such to establish an efficient and flexible organisation that can take advantage of both organic and inorganic opportunities presented by exploring interrelated businesses within the Takaful ecosystem. At the same time, this allows us to continue to leverage our current operating companies or subsidiaries to maintain a high quality of service delivery to all our stakeholders and create sustainable and more profitable returns to our shareholders.

Does ‘international’ signify expansion outside the UAE?

Certainly it provides us with flexibility for the future to explore lucrative opportunities in various markets that adhere to Sharia principles or see the value of related products and services, both in our expanded geographic area in the UAE and beyond.

How will the holding company maintain its Takaful roots?

The growth strategy will be based on the core principles of Takaful which we deeply believe in and have reflected in our business structure and overall purpose. While the holding company will explore future growth opportunities across the broad spectrum of the Takaful industry, our subsidiaries will be guided by the same Sharia principles to operate and engage with customers and to create sustainable value for all our stakeholders.

What is the new brand meant to signify?

The new brand brings together the best of both merged companies. It embodies the culture, heritage, relationships, and sense of purpose, new energy in the combined group as well as a business that is embracing change, evolving, and empowerment of our employees to reach new heights of delivery to our policyholders.

What’s behind the “settle claims faster” claim?

Our main purpose is to protect our customers and empower them to take charge of their future through a responsive, empathetic, and honest approach to doing what is right for them. This is mostly needed during difficult times which is why our teams will strive to always follow best practices and leverage technology and smart solutions to deliver high-quality services that assist our customers to ‘settle claims faster and achieve peace of mind.

How will policyholders and new customers hear of the name?

The new branding will be rolled out immediately and includes this new website to provide an enhanced experience and become a valuable resource for all stakeholders to engage with and understand the business, its culture and its commitment to its people, partners, and customers.

FAQs in Arabic