CASUALTY & liability Takaful

Create an environment of safety

Protection against legal liabilities arising out of risks to your own people and the public

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
CASUALTY & liability Takaful

Commitment and care

Coverage under various plans from general third-party, product, workmen compensation and professional services.

Why choose us?

  • Professional team to guide you through the process

  • Quick and efficient service

  • Easy claims processing

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Get a quote
Questions
CASUALTY & liability Takaful

What we cover

Public Liability
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Covers accidental bodily injury and accidental property damage to a third party caused by the policyholder in the course of business.

Public & Products Liability
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Indemnifies the policyholder against legal liability to pay compensation arising out of any defect in the products manufactured by the policyholder and covered under the policy.

Workmen’s Compensation & Employer’s Liability
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Covers the liability of the employer towards employees as defined under UAE Labor Law in respect of personal injury by accident or occupational disease in the course of the employment with the policyholder.

Medical Malpractice
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Provides cover against unintentional human error, omission, or negligence by medical professionals during their course of treatment to patients, which can leave them liable to pay compensation.

Professional Indemnity
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Covers all Professionals against the loss due to Negligent acts, Errors & Omissions during their course of performing duty.

Directors & Officers Liability
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Designed to protect Individual Directors & Officers of a company. Transferring the risks to policy rather than on to the company or one’s personal assets.

Commercial General Liability
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Issued to business organisations to protect them against liability claims for Bodily Injury (BI) and Property Damage (PD) arising out of premises, operations, products, and completed operations; and advertising and Personal Injury (PI) liability.

Product Liability
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Covers the legal liability for death, bodily injury, and/or damage to third parties and their property arising out of the manufacture or supply of products.

Cyber Liability
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Designed to cover consumers of technology services or products. More specifically, the policies are intended to cover a variety of both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network.

Medical Malpractice
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A type of errors and omissions (E&O) coverage. It protects physicians and other healthcare professionals against claims alleging their negligent acts caused injury to patients. Essential for nurses, dentists, opticians, physical therapists, or anyone else who provides healthcare services.

Event Cancellation
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Protects your event-related revenue or expenses against cancellation due to circumstances beyond your control. The policy will cover everything that is not excluded.  These circumstances can include, but are not limited to, hurricanes, tornadoes, major winter storms, earthquakes, wildfires, terrorism, labor strikes, non-appearance of key people, and unavailability of the venue due to fires, floods, or power outages.

Services

The right financial help, at the right time.

Office Takaful

Medical Takaful

Fleet Takaful

Family Takaful

Property Takaful

General Accident Takaful

Casualty & Liability Takaful

Marine Takaful

Engineering Takaful

as
as

Marine Takaful

as
as

Motor Takaful

No collaterals. No security. Quick, supportive loans.
100% Digital Documentation

Medical Takaful

100% financing on select vehicles
Affordable EMIs with negligible paperwork

Family Takaful

Buy a new home or refurbish your current one easily
Low interest rates and comfortable repayment options

Personal Accident Takaful

Share your money and double it with an accessible joint account
Separate cards and easy expenditure tracking

Home Takaful

Protect your money with the Financial Services Compensation Scheme
Get amazing returns on your savings every month

Travel Takaful

Enjoy a zero balance savings account
Get full financial visibility and keep your savings and spending money separate.
MEDICAL insurance

Simple pricing, no surprises

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started

COVER

Dependants Basic
Domestic Staff Medical
Dependants Enhanced 1*
Dependants Enhanced 2
Dependants Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)
(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 3,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20% (Max AED 25)
20% (Max AED 25)
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Available Networks
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
AAFIYA (APN) / NEXTCARE (PCP AND RN3)

*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.