medical Takaful

Protect yourself and your loved ones

Comprehensive medical plans to keep everyone healthy

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Buy online
SPECIAL OFFER

UAE National Day offer

Enjoy up to a 10% discount on Watania Medical Takaful Individual Enhanced Plans.

ENquire Now
medical Takaful

Flexible and friendly

Customise your medical cover based on the needs of your family and your priorities

Why choose us?

  • Professional team to guide you thorugh the process

  • Quick and efficient service

  • Easy claims processing

Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Lifestyle Benefits :
Get cash backs and rewards that help you spend more without burning through your funds
Travel better by earning unlimited 1.5x miles
Buy online
medical Takaful

Key covers and benefits

Well defined plans with wide coverage at the best healthcare providers.

Homeland
Treatments
Fill out a quick and easy enquiry form online to get started.
Pre-natal
& Childbirth
Fill out a quick and easy enquiry form online to get started.
Accidental
Death
Fill out a quick and easy enquiry form online to get started.
Personal
Accident
Fill out a quick and easy enquiry form online to get started.
Second
Opinion
Fill out a quick and easy enquiry form online to get started.
DHA 
Accredited
Fill out a quick and easy enquiry form online to get started.
1600+
Care Centres
Fill out a quick and easy enquiry form online to get started.
OFFERINGS

Chronic Care Management Program

Services

The right financial help, at the right time.

Office Takaful

Medical Takaful

Fleet Takaful

Family Takaful

Property Takaful

General Accident Takaful

Casualty & Liability Takaful

Marine Takaful

Engineering Takaful

as
as

Marine Takaful

as
as

Motor Takaful

No collaterals. No security. Quick, supportive loans.
100% Digital Documentation

Medical Takaful

100% financing on select vehicles
Affordable EMIs with negligible paperwork

Family Takaful

Buy a new home or refurbish your current one easily
Low interest rates and comfortable repayment options

Personal Accident Takaful

Share your money and double it with an accessible joint account
Separate cards and easy expenditure tracking

Home Takaful

Protect your money with the Financial Services Compensation Scheme
Get amazing returns on your savings every month

Travel Takaful

Enjoy a zero balance savings account
Get full financial visibility and keep your savings and spending money separate.
MEDICAL insurance

Simple pricing, no surprises

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started

COVER

Dependants Basic
Domestic Staff Medical
Dependants Enhanced 1*
Dependants Enhanced 2
Dependants Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)
(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 3,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20% (Max AED 25)
20% (Max AED 25)
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Available Networks
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
AAFIYA (APN) / NEXTCARE (PCP AND RN3)

*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.

Pricing

Simple pricing, no surprises.

Free
$0
Per Month
Get Started
Popular
$199
Per Month
Get Started
Elite
$499
Per Month
Get Started
Cover
Dependants
Basic
Domestic Staff medical
Dependants
Enhanced 1*
Dependants
Enhanced 2
Dependants
Enhanced 3
Male/Female (18 - 64 yrs)
AED 751
AED 525
AED 825
AED 1,299
AED 1,699
Female (with Maternity coverage)(18-64 yrs)
AED 1,875
AED 525
AED 1,999
AED 2,750
AED 2,999
Elderly Male / Female (64+ yrs)
AED 3,000
AED 525
NA
NA
NA
Male / Female (Below 18 yrs)
AED 751
NA
AED 825
AED 1,299
AED 1,699
Annual Benefit Limit
AED 150,000
AED 150,000
AED 150,000
AED 150,000
AED 150,000
Co-payment (In-patient)
20%
20%
20%
10%
NIL
Examination Services*
20%
20%
20%**
20%**
20%**
Laboratory Services*
20%
20%
20%
10%
NIL
Prescription Drugs*#
30%
30%
30%
10%
10%
Network Coverage
UAE (except Abu Dhabi & Al Ain) and extended to Indian sub-continent on all plans except Dependents Enhanced 1*
UAE (except Abu Dhabi & Al Ain) for Dependents Enhanced 1
Maternity
Outpatient ante-natal & Inpatient maternity services covered with a 10% co-payment
Available Networks
AAFIYA (APN) / NEXTCARE (PCP AND RN3)
*Co-payment   ** Max AED 25   #Annual limit AED 1,500.  Refer to terms & conditions document for the complete list.
loans
claims

Have a claim?
Get it done in 3 simple steps.

Apply for a loan

Step 1

Submit your claim

Step 2

Upload documents

Step 3

Get Settlement

Individual - Medical FAQs

Answers to your common questions