Watania Takaful’s Medical Takaful (Islamic Insurance) covers consultations, diagnostics, treatments, hospitalization, and chronic illness care under fully Shari’ah-compliant Takaful (Islamic Insurance) guidelines.
With access to an extensive network of hospitals and clinics, maternity and preventive care, and transparent claims handling, Watania Takaful ensures that you and your loved ones receive reliable medical coverage without unexpected expenses.
Our plans are designed to provide comprehensive protection and peace of mind for families and businesses alike.
Need help choosing the best option? Contact our team today for expert guidance.
Anyone who is a UAE national or has a UAE residence visa is eligible to apply.
For some plans medical underwriting applies for people aged over 65. For all plans, varying rates apply according to the age of the insured person.
- Annual limitAED 150,000
- ScopeUAE (except Abu Dhabi)
- SettlementDirect billing for UAE network claims
- Provider NetworkNAS-VN
- Annual limitAED 150,000
- ScopeUAE (except Abu Dhabi)
- SettlementDirect billing for UAE network claims
- Provider NetworkNAS-VN
N/A
Significant existing and previous medical conditions should be declared as requested.
UAE regulatory exclusion lists are strictly followed. Examples of non-covered expenses include non-medically necessary services,
Read moreWatania Takaful is one of the UAE’s leading companies and is regulated by the Central Bank. It is one of the largest Takaful (Islamic insurance) company in the country and one of the top 10 largest among all insurers.
Watania Takaful comprises Watania Takaful General PJSC and Watania Takaful Family PJSC, which are wholly owned subsidiaries of Watania International Holding PJSC (WIH). WIH is listed on Dubai Financial Market.
We offer a wide range of cover for individual and business clients including SMEs.
Individual cover:
Business cover:
We are dedicated to serving you better and settling claims faster. And we have the resources to achieve this following a company merger that made us one of the country’s leading Takaful companies in 2022.
- Customer service is our number one priority
- Outstanding record in settling claims
- A UAE leader in insurance tech and innovation
- Deep roots in national insurance industry
- Created by 2022 merger of two Takaful powerhouses
- National reach
- Broader product range
As a Takaful company we operate in accordance with the teachings of Islamic Shari’ah. Our business is conducted with oversight by our Internal Shari’ah Supervision Committee comprising leading Islamic scholars.
Our core values include empathy, integrity, responsiveness and simplicity.
We are a long-established UAE Takaful provider (Islamic Insurance provider). Our roots go back to the founding of Dar Al Takaful in Dubai in 2008 and National Takaful Company (Watania) in 2011 in Abu Dhabi.
Dar Al Takaful acquired Noor Takaful in 2020 and then merged with National Takaful Company (Watania) in 2022 to form Watania International Holding (WIH), which owns Watania Takaful.
Contact local emergency services at once. Then contact us on 800 – WATANIA (9282642)
for advice on obtaining medical care and arranging payment. Keep records of all medical expenses and communications for your claim.
Our claim handlers will review your claim at regular intervals and contact you when necessary.
Your claim will be allocated to one of our claims handling teams.
No, settlement by cash or cheque is not available.
We settle claims as quickly as possible.
Our claims process is streamlined and simple. To submit a claim, you need to provide the required information by:
- Filling in our online Claim Form
- Contacting our Call Centre on 800 – WATANIA(9282642)
- Emailing info@watania.ae
- Or you can submit a claim in person at any of our offices
- Submit your claim online through our Claims Portal