Covers broader risk than Fire & Allied Perils policy.  It is suitable for large, commercial and industrial risks and covers accidental loss or damage to the covered property.

Covers residential, commercial and/or industrial buildings & its contents against the fire, lightning and allied perils.

Covers loss of profit on account of business interruption, consequent upon material damage to property due to an Insured Peril, under the standard Fire & Allied Perils or All Risk policy. This policy includes cover for the increased cost of working following the loss, as well as the standing charges of the business.

Specifically designed to protect jointly owned properties in compliance with Ownership of Dubai’s Jointly Owned Properties Law No.27 of 2007.

This is a multi-class package Policy that is intended to cover unique risks not only to the buildings but also to the Owner’s Association, Individual unit owners, and the Board Members. Key sections of the Policy are Buildings & Alternative Accommodation, Liability to Others, Voluntary Workers, Workers' Compensation & Employer’s Liability, Fidelity Guarantee, Board Members' Legal Liability, and Machinery Breakdown.

Specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection, and coup d’état (excluding war and civil war) risks faced by the Clients, where these risks are normally excluded from standard takaful programs. Coverage for strikes, riots, and civil commotion can be included by endorsement.

Property Damage, Business Interruption, and Contingent Business Interruption are typical coverages under this policy.