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Property Insurance In UAE | Insurnace Policy and Covers - Watania


Property All Risk

This policy covers broader risk than Fire & Allied Perils policy.  It is suitable for large, commercial and industrial risks and covers accidental loss or damage to the covered property.

Fire & Allied Perils

This policy covers residential, commercial and/or industrial buildings & its contents against the fire, lightning and allied perils.

Business Interruption

This policy covers loss of profit on account of business interruption, consequent upon material damage to property due to an Insured Peril, under the standard Fire & Allied Perils or All Risk policy. This policy includes cover for increased cost of working following the loss, as well as the standing charges of the business.

Strata Insurance

This Insurance is specifically designed to protect jointly owned properties in compliance with Ownership of Dubai’s Jointly Owned Properties Law No.27 of 2007.

This is a multi-class package Policy which is intended to cover unique risks not only to the buildings but also to Owner’s Association, Individual unit owners and the Board Members. Key sections of the Policy are Buildings & Alternative Accommodation, Liability to Others, Voluntary Workers, Workers Compensation & Employer’s Liability, Fidelity Guarantee, Board Members Legal Liability and Machinery Breakdown.

Sabotage & Terrorism Insurance

Terrorism and Sabotage Insurance has been specifically designed to cover the sabotage, terrorism, mutiny, rebellion, insurrection and coup d’état (excluding war and civil war) risks faced by the Clients , where these risks are normally excluded from standard insurance programs. Coverage for strike, riot and civil commotion can be included by endorsement.

Property Damage, Business Interruption and Contingent Business Interruption are typical coverages under this policy.

Property Insurance Policy

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