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General Accident | Watania

General Accident

Business Travel

This policy is designed for group business travelers providing coverage for travel related issues like trip cancellation, theft, and loss of baggage and business effects.

Fidelity Guarantee

This policy covers loss of money or goods belonging to the policyholder against a direct pecuniary loss sustained by reason of any act of fraud/dishonesty of employees.


This policy provides cover for loss of money in transit between the policyholder’s premises and the bank or post office, or other specified places caused by robbery, theft or any other fortuitous cause. The policy also covers loss by burglary or housebreaking whilst money is retained at the Policyholder’s premises in safe(s) or strong room.

Jewelers Block Insurance 

The policy offers comprehensive cover to a dealer of gold and jewelry. A host of perils are covered under the policy, providing protection to stock which includes gold, jewelry, precious stones, etc. as well as the furniture, fittings, decoration, fidelity, and sleight of hand etc.

Commercial Crime

A crime insurance policy that is designed to meet the needs of organizations other than financial institutions (such as banks). A commercial crime policy typically provides several different types of crime coverage, such as: employee dishonesty coverage; forgery or alteration coverage; computer fraud coverage; funds transfer fraud coverage; kidnap, ransom, or extortion coverage; money and securities coverage; and money orders and counterfeit money coverage.

Bankers Blanket Bond Insurance

A Bankers Blanket Bond (BBB)Insurance is a specifically tailored policy to cater to financial institutions like banks, money exchanges and investment firms. Every financial institution is exposed to the risk of criminal activity, both from within its own organization and from outside including cyber crime. Such losses can have a serious impact on the institution’s finances. The BBB product consists of a number of sections known as Insuring Clauses. Each clause offers protection to the financial institution against a clearly defined risk of financial loss. The financial institution may have a Bond in which all Insuring Clauses are included or may select only those that are relevant to its business.

Computer & Electronic Crime Insurance

The Computer & Electronic Crime Rider provides protection against loss incurred by the bank due to the theft of electronic data and fraudulent funds transfers resulting from hacking or other fraudulent, illegal, or unauthorized entry into the bank’s computer systems

Plate Glass Insurance

The plate-glass insurance covers accidental breakage of glass while situated at the insured’s premises from any cause other than those specifically excluded in the policy. Plate glass insurance covers loss of or damage to fixed plate glass by accidental means.

General Accident Insurance

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