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Engineering Insurance UAE | Insurance Policy and Covers - Watania


Contractors’ All Risks (CAR)

This policy covers damage to any contract works including construction plant and equipment, third party property, surrounding property etc. There are two kinds of Contractors All Risk policies; (1) annual policies for contractors handling many small, medium to large contracts of a similar nature, and (2) a single contract policy for specific contracts.

Erection All Risks (EAR)

This policy covers the risks associated with storage, assembly/erection and testing and commissioning of plant and machinery. The policy can be extended to cover third party liability exposures.

Contractor’s Plant & Machinery (CPM)

This policy covers construction plant and machinery against sudden and accidental damages or destruction caused by external influences and occurring within the construction site.

Machinery Breakdown (MB)

This policy covers loss or damage to machinery caused by defects in casting and material, faulty design, bad workmanship, lack of skill, carelessness, shortage of water in boilers, physical explosion, short circuit or storm.

Boiler and Pressure Vessel Insurance (BPV)

BPV insurance covers damage (other than by fire) to boilers or pressure vessels caused by explosion or collapse including damage to surrounding property and third party risks

Deterioration of Stock Insurance (DOS)

DOS insurance covers loss or damage to stock caused by deterioration due to sudden and unforeseen physical loss or damage to refrigeration plant or machinery.

Machinery Breakdown – Loss of Profits Insurance (MBLOP)

MBLOP insurance covers loss of gross profits following interruption of a business consequent to damage or an accident to machinery

Engineering Insurance

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