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Best Insurance Company in Dubai, Abu Dhabi - Watania


Company Overview

National Takaful Company PJSC (Watania) was founded in 2011 by leading institutions of Abu Dhabi – Abu Dhabi National Insurance Company, Abu Dhabi National Energy Company and Al Dar Properties. The vision of the Company is to create a leading Takaful Operator where leadership is defined in terms of profitability for shareholders, protection and service for the policyholders and a nurturing and growing environment for our employees. The Company focuses on Personal and Commercial insurance business lines and its operation is in full compliance of Sharia regulations. The Company differentiates itself by treating its Customers/Policyholders with respect and fairness by providing the appropriate protection at a competitive price and in the event of a loss – fast and hassle free claims settlement.

About Watania


To become the leading General Insurance operator of choice by delivering world-class Insurance solutions for the protection of all stakeholders.


Promote General Insurance awareness in the community and ensure policyholders’ satisfaction by offering quality products and services. Deliver optimum returns to the shareholders by adhering to best practices in all aspects of our operations, and abiding by the Sharia principles. Empower our employees by inspiring, guiding, enabling and supporting them.


We are proud of our unique work culture and we are bound to the following organisational values:

  • Integrity
  • Reliability
  • Loyalty
  • Excellence
  • Transparency
  • Fairness
  • Teamwork
  • Innovation
  • Customer-centricity
Abu Dhabi National Insurance Company

Awards & Achievements

Takaful Company of The Year

Awarded for demonstrating market leadership through innovative, Shariah compliant takaful products or practices, responsiveness to customers and intermediaries, and initiatives to boost the image of takaful in the MENA region.

Best Islamic Insurance provider UAE 2013 & 2014

The Global Banking & Finance Review Awards

were created to recognise companies of all sizes that are prominent in particular areas of expertise and excellence within the global financial community. The awards are known throughout the global banking and financial community. They reflect the innovation, achievement, strategy, progressive and inspirational changes taking place within the financial sector.

Watania - Am Best B Fair

AM Best’s

Financial Strength Rating of B (Fair) and the Long-Term Issuer Credit Rating of “bb+”  with a positive outlook

iso certified company

ISO 9001: 2015

Watania’s Quality Management System has been accredited by Lloyd Register as per the ISO 9001:2015 standards.